This isn’t mandatory for everyone to follow. All of these are based on my scale of reasoning.
-Open a bank account: This may sound so awkward but it’s a great start in spending wisely. You’re prone to spending lavishly when going about with cash. (Go cashless)
-Review your bank statement. This could be done monthly or quarterly. It’s helps to keep you in check.
-Drink water. It’s beneficial for your health. (Stay hydrated)
-Don’t go about making purchases based on impulse.
-Don’t over-borrow. This would help to avoid overwhelming debts. (Limits)
-Regulate your monthly eat out.
-Endeavour to pay your bills on time to avoid penalties.
-Walk, go on bicycles, ride a bike or use the public transportation instead of having a car or moving about in taxi.
-Shop where students are given discounts.
-Check out books from the library instead of buying books needed for a short period.
-Go for lectures. Failure to attend lectures you’re paying for is like throwing money out the window.
-Never sign up for a loan that’s unrelated to your education.
-Sell your used items rather than leave them to waste away provided they are still in good conditions.
-Avoid buying name brand items. Go for the regular ones if need be. They’re exactly same at a highly pocket-friendly price.
#BePrudent
